Travel Insurance

We don’t require it (except on occasional trips), but, dang, it’s a smart idea to protect your investment.

Shit Happens

We all know that, but still we seem to be surprised when it happens to us. That’s why we strongly encourage everyone to get trip protection insurance. Especially at our age. Sometimes our bodies rebel and we have to cry uncle. Or sometimes a loved one–a spouse, a parent–requires care. Several travelers have had to cancel trips; one woman was on the way out the door to the airport when she sprang her ankle seriously. Others have gotten COVID or had a death in the family. It breaks our hearts, but once we enter the non-refundable phase of a trip, we CANNOT give money back. We’ve already paid hotels and vendors. So make like a boy scout and be prepared!

What’s the Definition of Travel Insurance?

Travel insurance is the coverage for personal risks incidental to, and related to
planned travel, including one or more of the following…

  • Cancellation or interruption of a trip or a vacation package
  • Accident, sickness, disability, or death occurring during travel
  • Delay of an arrival to your trip destination or a return to home
  • Loss of baggage/personal effects
  • Damage to accommodations or rental vehicles

What is not included in the definition of travel insurance?

The following are excluded from the definition of travel insurance..

  • Major medical plans that provide comprehensive medical protection for
    travelers on trips that last six (6) months or longer (ie working abroad,
    deployed military personnel, missions and volunteering abroad, and more)
  • Damage waiver contracts, as defined in paragraph (5) of subdivision (a) of
    Section 1936 of the Civil Code. The phrase “damage waiver” or “collision
    damage waiver” cannot be used to describe travel insurance coverage, but
    the insurance contract may otherwise refer to “damage waiver” or “collision
    damage waiver” provided by a company, as defined in paragraph (1) of
    subdivision (a) of Section 1936 of the Civil Code.

When Should I Buy Travel Insurance?

The sooner you purchase a trip protection style plan, the more it can cover! We recommend purchasing a trip protection style plan within 21 days of making your initial trip payment of any kind for this trip, and prior to making your final pre-trip payment. Please ensure that all the activities you plan on participating in are covered by your travel insurance. 
When you purchase it within 21 days of booking (and before your final payment) you can get better coverage

Can You Help Me Buy Travel Insurance?

NextTribe is an affiliate of Allianz, a leader in travel insurance, and you can get a quote from them by clicking on the name below. They offer one-time policies and annual policies to cover all of your trips in a single year.

We are also an affiliate of Wanderwell, a certified B corp and a member of the Transformational Travel Council.

These plans provides insurance coverage that only applies during the covered
trip. You may have coverage from other sources that provides you with similar
benefits but may be subject to different restrictions depending upon your other coverages.

You may wish to compare the terms of this policy with your existing life,health, home, and automobile insurance policies.
If you have any questions about your current coverage, call your insurer or
insurance agent or broker.

When selecting a travel insurance policy, please bear in mind that all travelers are strongly recommended to have medical coverage and that we recommend a minimum coverage of $150,000 USD for travel medical/accident & sickness, and $500,000 USD for emergency medical evacuation and repatriation. It can help for those benefits to be Primary coverage. We strongly recommend that the policy also includes benefits for trip cancellation, trip interruption, trip delay, and some coverage for baggage & personal effects.

But Keep in Mind…

Since we are not licensed insurance agents or brokers, we are not allowed to
*Answer technical questions about the benefits, exclusions, and conditions of any of the insurance offered by the travel retailer.
*Evaluate the adequacy of the prospective insured’s existing insurance coverage. Talk to a licensed agent for all the details.

Hear from our community

Colleen M., California

What I love about the NextTribe trips is that there is so much camaraderie of other women that are like you, and then the fabulous things that the organizers puts together to give you that viewpoint, it’s awesome.

Courtney M., Texas

What I love about NextTribe trips is that you get the experience from an insider’s perspective—someone that has ties to the community and focused on building relationships from the start. I’ve been on a trip with another women’s travel group that dropped a guide in, not personally knowing anything about the locale, traditions, or culture. She was there to make sure you showed up on time, got on the bus, etc. With NextTribe, you feel like you’re having a personalized experience with your best girlfriends.

Donna B., Washington

I didn't know anyone going on the trip but that didn't stop me from signing up. I have learned that some of my life's greatest adventures have come from taking a risk and jumping in feet first. So glad I did with NextTribe! I may not have known anybody at the start, but now I feel like I know everybody.

Vicki T., Texas

I so appreciate the opportunity to interact. travel, network, and just have fun with bright, funny, irreverent, and intelligent women of a certain age.

Bonnie B., Texas

I look forward to all my NextTribe newsletters which are full of interesting articles that speak to me, and answer questions or address topics no one else deals with. I love that it is a “safe space.” All the NextTribers feel like friends I haven’t met yet.

Catherine G., Wisconsin

I appreciate how positive NextTribers are and it keeps me that way too!

Katie R., New Mexico

I just renewed my membership to NextTribe because of the wonderful articles and stories I receive in the newsletters. Next Tribe is a positive resource for gently aging women and continues to make them feel empowered and relevant. Next Tribe is a leader in the area of encouraging women of all ages to follow their dreams and reach out to other women to help them realize their own dreams and goals. Next Tribe is a community of inspirational women and I am proud to be a member.

Susan L., New York

I've found my Tribe of stimulating, searching, fascinating and fun women.

Barbara L., New York

I love the NextTribe sisterhood.

Connie B., Pennsylvania

I love to meet and interact with strong, mature women from across the country as we learn together.

Shirley S., California

I absolutely love NextTribe and the devotion to empowering women with so much information about “aging boldly.” NextTribe gives me hope to look forward to the future and experience life to its fullest and not be afraid to make changes at any age. Thank you for creating this incredible organization. I am so grateful for people like you who make a difference in other people’s lives in a positive and fun way!

Jackie K., Texas

I’ve just started reading through the articles and have found them to be very timely, informative and – age appropriate, all in one place. I like that they are more about life than how to lose weight and/or look younger etc.

Leslie M., Georgia

I always come by myself on NextTribe trips because I like to meet super fun and interesting women. We're always doing fun and interesting things in great cities that you couldn't do on your own because you wouldn't know the people or places or the insiders.

Teresa S., Kentucky

NextTribe fills the need I have to travel with older interesting women who are curious about the world and want to share the journey.

Bridget M., Indiana

This is my sixth trip with NextTribe, and every one of them have been awesome. Everything they promise, they deliver, and then some.

Carol H., Wasshington

I can count on your timely and well written commentary on major events affecting us boldest women. Whether it’s the death of one of our icons or reactions to Barbie, I count on you for quotable quotes from name brand authors like Michele Willens and Leslie Bennetts.

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